Marketplace health insurance plans include free preventive care.
Delaware residents seeking coverage for 2023 will have more options than ever before. Thirty health care plans are being offered by 3 insurance carriers:
Thirteen stand-alone dental plans will also be offered by two dental insurance carriers (Delta Dental of Delaware, Inc. and Dominion Dental Services, Inc.). Quality Insights trained staff will help you review your options so you can select the plan that best meets your and/or your families’ needs.
Laws were passed again this year to continue federal subsidies and tax credits, which reduce the costs that you have to pay. Individuals making up to $54,360 will be eligible for a tax credit as well as families of four who make up to $111,000.
If your application determines that you or a family member are eligible for Medicaid or the Children’s Health Insurance Program (CHIP) program, we will help you complete the Medicaid application too for free.
Although health insurance is no longer mandatory you may experience financial hardship if you get injured or develop a serious illness and don’t have coverage. The cost of health insurance is a fraction of what you would pay out of your pocket if you were uninsured. The Biden-Harris Administration is offering health care plans at record-low costs again in 2023. Last year, 9 out of 10 people in Delaware received tax credits, which reduced their monthly premium.
If you have Medicare coverage, you are not eligible to use the Marketplace to buy a health or dental plan.