Marketplace health insurance plans include free preventive care.
But you may still be able to get Marketplace health coverage for 2023 if you qualify for a Special Enrollment Period.
There's no limited enrollment period for Medicaid or the Children’s Health Insurance Program (CHIP). If you qualify, coverage can begin immediately. Learn more.
When you have Marketplace insurance, you'll pay your premiums directly to the insurance company — not to the Health Insurance Marketplace®. Your coverage won't start until you pay your first premium. Get more information on completing your enrollment.
Read "From Coverage to Care: A Roadmap to Better Care and a Healthier You" for tips on using your new health insurance.
Although health insurance is no longer mandatory you may experience financial hardship if you get injured or develop a serious illness and don’t have coverage. The cost of health insurance is a fraction of what you would pay out of your pocket if you were uninsured. The Biden-Harris Administration is offering health care plans at record-low costs again in 2023. Last year, 9 out of 10 people in Delaware received tax credits, which reduced their monthly premium.
If you have Medicare coverage, you are not eligible to use the Marketplace to buy a health or dental plan.